Varicose veins treatments are generally covered by medical insurance, but only if they’re deemed medically necessary, i.e., if you have underlying chronic venous insufficiency. Furthermore, each insurance plan has different levels of coverage and stipulations for coverage. To understand how and why you might receive insurance coverage, you should understand a few basic concepts related to varicose veins and chronic venous insufficiency.
Varicose veins are dense blood vessels with excess blood accumulation. They protrude out of the skin’s surface in thick, tangled, and knotted ropes, looking like a mass of tree branches on your skin. They may cause discomfort and leg heaviness, but they’re not always inherently dangerous. However, varicose veins are symptomatic of a truly dangerous medical condition known as chronic venous insufficiency.
Chronic venous insufficiency is a medical condition wherein the collapse of vein valves makes blood flow backward due to gravity and accumulate in the leg veins. The continued accumulation of blood in the leg vein leads to spider veins, varicose veins, and other medical problems. If left untreated, vein disease can lead to skin disease, skin discoloration, leg ulcers, and a potentially fatal condition called deep vein thrombosis.
As such, varicose veins aren’t always dangerous, but the underlying vein disease is certainly dangerous. That’s why varicose vein treatments are eligible for insurance coverage if they address the underlying vein disease. However, you might not receive insurance coverage for cosmetic relief, i.e., if the vein doctor removes the superficial varicose veins without addressing the underlying vein disease.
That’s why you must always look for reliable vein treatment clinics in LI that provide free insurance verification. Your vein doctors in LI should always perform ultrasound diagnostic tests to determine if you have chronic venous insufficiency and actively discuss your insurance coverage options. Our vein doctors actively help you minimize your out-of-pocket financial burden and increase insurance coverage.
Below, we answer some of the other related questions about insurance coverage for spider vein and varicose vein treatments in Long Island.
Does Kaiser cover varicose vein removal?
Kaiser may cover the cost of varicose vein removal, depending on your diagnosis and treatment plan. Please request free insurance verification and send your details to determine if you’re eligible for insurance coverage.
Does Blue Cross Blue Shield cover varicose vein treatment?
Blue Cross Blue Shield may cover your varicose vein treatment if your situation meets their definition of “medical necessity.” They provide different levels of coverage for different procedures. Please request free insurance verification to determine if you’re eligible for insurance coverage under BCBS.
What is the CIGNA varicose vein policy?
CIGNA may cover varicose vein treatments if they’re deemed medically necessary. Please request free insurance verification to determine if you’re eligible for insurance coverage under CIGNA’s varicose vein policy.
Does insurance cover spider vein removal?
Spider vein removal isn’t usually covered by insurance plans because they’re deemed to be cosmetic procedures. That’s because spider veins aren’t inherently harmful. However, spider veins are often symptomatic of vein disease, and you may receive insurance coverage for vein treatments if you’re diagnosed with vein disease. Please request free insurance verification to determine if you’re eligible for insurance coverage for spider vein removal.